Best Franklin CD Rates in January 2012
Now that it’s 2012, it’s a perfect time to inspect your financial situation and look for ways to improve them. Try taking a closer look at your bank accounts– One positive change you can make right now is transferring your money to a higher earning investment. Some of the local financial institutions are offering great Franklin CD rates, so find out if there’s a credit union or bank close by offering a great rate.
Franklin CD Rates Vs. Savings Rates
One of the greatest benefits of choosing Franklin CD rates over conventional savings accounts and rates is that they’re often quite a bit higher. This is especially true when it comes to CDs with longer terms. If you don’t need access to savings for a while, a certificate of deposit is the smarter option.
Highest CD Rates in Franklin
6-Month CD Rates
- Gateway Credit Union: 0.75%
- Sumner Bank & Trust: 0.7%
- Citizens Savings Bank and Trust Company Nashville Tennessee: 0.65%
12-Month CD Rates
- Citizens Savings Bank and Trust Company Nashville Tennessee: 0.9%
- Sumner Bank & Trust: 0.8%
- Heritage South Community Credit Union: 0.8%
2-Year CD Rates
- First Eagle Credit Union: 1.26%
- Peoples Bank Manchester, TN: 1.1%
- Sumner Bank & Trust: 1.1%
Please be aware that these Franklin CD rates are accurate as of 1/23/12, but are subject to change at any time at the discretion of the bank or credit union. You may also be subject to additional requirements in order to qualify for an account. Please confirm interest rates before opening an account. You can find the most current interest rates on our Franklin CD Rates page.

